Everyone knows that the life of an anywhere worker is an exciting and adventurous one. But that doesn’t mean that we can’t still be safe and careful. Imagine this: you’re super excited to finally arrive at your dream destination after a long plane ride, only to find out that the airport has lost your luggage! Or maybe you sprained your ankle while you went surfing. Of course, we don’t wish these to happen to anyone, but unfortunate events pop up and it’s always better to be safe than sorry. This is why as anywhere workers, you’ll need insurance.

The needs of an anywhere worker are unique; they differ from those who work traditional jobs, but they also differ from typical vacationers. Consequently, finding the right insurance might be a little tricky. Ideally, you’ll want an insurance specifically designed for nomads that will cover both travel and medical.

Still on the fence as to whether you need insurance? Here are a few reasons why you should consider the investment.

1. Anywhere workers typically travel with more gear.

While typical vacationers would only pack their swimsuits and sunglasses, anywhere workers are likely to also need more gear such as their laptops, cameras, or tablets. Our offices are packed inside our backpacks, so it’s extremely important to have a safety net in case anything happens.

2. Medical expenses vary all over the world.

Some countries are notorious for having really expensive healthcare. Also, just because some countries’ living expenses are cheap, does not mean that their healthcare will be. Healthcare costs are rising in Southeast Asia, so to avoid those exponential costs. Make sure you can stay safe and afford any emergency healthcare costs that you might need to incur in your travels.

3. There is a chance that you will not be eligible for normal insurance plans.

There are a lot of requirements to be eligible for insurance plans that might pose some problems for anywhere workers. For example, normal travel insurance plans might require you to have a round trip ticket to file a claim. These plans simply aren’t meant for people living the “work anywhere” lifestyle, so it’s essential that you find an insurance provider that understands and can help you with your unique situation.

If you’re interested in finding affordable insurance that will cover your travel and medical needs, many nomads use SafetyWing’s Nomad Insurance or World Nomads.